Elevate Wealth Advisory
190 Hawthorne Park
Athens, GA 30606
12.07.2023
Unlocking the Power of Donor Advised Funds
We recently welcomed guest speaker William (Bill) Hewitt, an Enterprise Account Executive at TIFIN, to walk us through the benefits of Donor Advised Funds (DAFs) in an informative Webinar. In case you missed it, here are some key takeaways. TIFIN is an AI and innovation platform delivering personalized next-gen solutions for advisors, wealth managers, and […]
10.31.2023
Year End Planning: Changes for 2023 and Beyond
There are only a few weeks left in 2023, but there’s still plenty of time to make some smart moves before the end of the year. Many of the planning tips we shared last year are valid for 2023, as well, but there also are some new updates this year related to SECURE Act 2.0. […]
10.10.2023
October Declared Financial Planning Month in Georgia
The State of Georgia recently declared October 2023 as “Financial Planning Month.” This move underscores the critical importance of financial planning in achieving financial stability and success for individuals and families across Georgia. “Financial planning is a systematic process that involves setting clear financial goals, creating a roadmap to achieve them, and making informed decisions […]
09.27.2023
Has Modern Monetary Theory Failed?
Economics is not generally considered one of the “hard” sciences, like physics; assumptions are almost always oversimplified, and theories are difficult to test because you can’t run multiple controlled experiments with identical starting conditions. You also can’t avoid the human element, and if you study economics long enough, you’ll find significant overlap with psychology and […]
08.21.2023
Cash or Bonds?
As unique asset classes, cash and bonds have some similarities but occupy different spaces within your portfolio. While bonds historically have provided higher returns than cash, today’s interest rate structure is unusual and may impact the conventional wisdom with regard to the optimal balance between cash and bonds in a portfolio. How should investors approach […]
07.20.2023
Will Stock Returns Always be this High?
US stock market performance was exceptionally strong in the last decade. For the ten-year period ending June 30, 2023, the S&P 500 index returned 235% which is almost 12.9% per year. This is well beyond the long run average annual return of about 10% since 1926 and much higher than the 5.1% annual returns in […]
05.30.2023
Are You Maximizing Your HSA?
When it comes to confusing lexicons, the finance industry must be one of the worst offenders. As one example, just consider the types of investment accounts available to savers: there are IRAs, Roth IRAs, 401(k)s, 403(b)s, 457s, 529s, TOD INDs, SEPs, SIMPLEs, UTMAs… and there are many more. Fortunately, nearly all of these accounts can […]
05.03.2023
De-dollarization and Your Portfolio
If you follow the financial media closely (not recommended!), you’ve probably heard at least one pundit declare that the United States is about to lose its “reserve currency” status at any moment. And once it’s gone, the warning continues, a long parade of horribles will soon follow. Taken to an extreme, the endgame is the […]
04.03.2023
Lingering Pandemic Distortions
If financial markets feel a bit more unsettled to you than usual these days, you’re not wrong. Volatility is elevated in the stock market and unusually high in the bond market. Uncertainty is normal, of course, when it comes to investing, but it does seem that investors have a lot on their plates to digest […]
03.06.2023
Keep Your Eyes on the Prize
At Elevate, we know that investments are one of the core components of a well-designed, comprehensive financial plan. Investments play a crucial role; there to protect and grow your wealth, as well as to effectively transfer resources across time to fund future financial goals. Given that everyone aims for a successful investment experience, how should […]
01.30.2023
SECURE Act 2.0: Something for Everyone
In the final week of 2022, Congress passed a large omnibus spending package which included a multitude of changes affecting tax and retirement planning. Dubbed “SECURE Act 2.0,” the new bill revises and updates many of the items in the original SECURE Act of 2019, but also introduces several new measures that will impact employers, […]
01.25.2023
Our Team’s Favorite Finance Books
What do pundits on the news, analysts on the web, and physics around the corner all have in common? Simple! They all think they understand the market and hold the keys to financial success, or better yet, have just the book to recommend for you to find out for yourself. With thousands of finance books […]
01.09.2023
This is Not a Prediction
At the beginning of every new year, market forecasts about the year to come start arriving from all corners of the internet. This in itself is unsurprising; a large number of market professionals are in the “prediction business” and are paid to make forecasts about future market prices and the economy. This year is no […]
11.08.2022
The Hidden Bull Market of 2022
It’s not easy to find a bull market in much of anything this year. 2022 has been an unusually challenging year for nearly all asset classes, including stocks, bonds, and real estate. Poor bond market performance stands out in particular – a result of high inflation and sharply rising interest rates that led to equity-like […]
10.14.2022
Tips for 2022 Year-End Planning
Autumn has just begun, and there’s still plenty of time to make some smart money moves to get ourselves in better shape before the end of the year. Many of the items we shared last year are valid for 2022, as well, but there are also some new updates this year. Please see below for […]
09.20.2022
What is the Yield Curve Telling Us?
Here at Elevate Wealth Advisory, one of the core beliefs of our investment philosophy is that market prices contain information. The information largely relates to expected returns across asset classes, but sometimes we can extract other signals from market prices, as well. This month we’ll try to unpack what the world’s largest bond market (U.S. […]
08.04.2022
Are Commodities a Good Investment?
Higher food and energy prices are getting a lot of attention this year and have impacted consumer budgets in the U.S. and across the world. Investors have focused on the rise in basic material costs, as well, especially in light of the declines we’ve experienced in stocks, bonds, and real estate. In fact, many commodity […]
07.06.2022
What to Do With an Extra $1,000
Where to save your next dollar is one of the most common questions posed to financial advisers. And if you’re a saver with some extra cash, you already know that there is no shortage of options to consider. Should you pay down loan balances? Add to your emergency cash savings? Make a contribution to a […]
05.31.2022
Things to Do in a Down Market
As any investor could tell you, the markets are off to a rough start in 2022. Both stock and bond markets are facing an unusual number of headwinds these days, including high inflation, rising interest rates, snarled supply chains, a lingering global pandemic, the war in Ukraine, disruptions in food and energy production, and very […]
05.02.2022
How to Think About Cryptocurrency
By now, most people have heard about bitcoin, and many investors would be able to correctly identify bitcoin as one of many “cryptocurrencies” that circulate today. A full description of bitcoin, the blockchain, and the universe of other crypto tokens is well beyond the scope of this article, but for a short primer I would […]
04.06.2022
Resilient Investing: Lessons from Behavioral Finance
Are you a resilient investor? Do you take market volatility in stride, or are you tempted to react when things get challenging? Our financial advisors have learned first-hand that resilient Investors do these three things before making any important money decision: Check assumptions Check thinking Check emotions Most people aren’t rational when it comes to […]
02.26.2022
Are You Keeping Up with Inflation?
After many years of relatively stable prices, the sudden return of inflation in the U.S. became a key market theme in 2021. The latest Consumer Price Index data released on February 10, which showed that the annual rate of inflation reached 7.5% in January, indicated that it will likely remain a big story this year, […]
02.16.2022
Join Our Retirement Planning Today Course
Elevate Wealth Advisory is pleased to present Retirement Planning Today, a two-day workshop held twice in February.Taught by Clark Brown, a practice leader at Elevate Wealth Advisory in Athens, Georgia, Retirement Planning Today is designed to teach you how to build wealth and align your money with your values to accomplish your goals in life. Whether you […]
02.16.2022
Subscribe to Our WealthWise Video Series
Our team has been hard at work writing and filming content for our new weekly YouTube video series: WealthWise. WealthWise brings insightful, actionable financial advice to help clients stay on the right path toward meeting their life goals. Subscribing to our YouTube channel is easy! From Your Desktop: Go to youtube.com Log in or create […]
